What kind of auto insurance should you get on a car that is paid off? - auto insurance
I renew my auto insurance. I have a car with all sorts of great features like leather seats, upgraded stereo, sunroof, etc. Is there a way to ensure that they are satisfied, I'll buy a car the same quality? Should I complete a uniform?
Thank you.
Thursday, January 21, 2010
Auto Insurance What Kind Of Auto Insurance Should You Get On A Car That Is Paid Off?
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6 comments:
You need the so-called "comprehensive" insurance and so-called "insurance" should cover the deficit and all areas.
It depends on the age and value of the car.
If you drive a car that could not be replaced so easily, it was then received by insurance. This is what works.
But if you is a car that one could replace cost-effective, traveling by car, why pay for the coverage of them. Used the money you could save on insurance for a replacement vehicle, if he receives purchase will be destroyed.
In other words, why pay $ 2400 per year for full insurance coverage on a car that is worth more than $ 5000. But if your car is U.S. $ 20,000 in costs and $ 2400 for the replacement coverage is a very clever plan.
Keeping insurance costs in line with the value of the vehicle.
I have never seen a replacement insurance for a car. The best thing we usually get is the blue book value. He had full coverage until my car was 7 or 8 years, then came the collision while the blue book value was relatively low. My parents, meanwhile maintained its collision Marquis, until he was 10, which limits its value so highly held. Therefore, depending on your car to add and I was their finances. Can you replace all of a sudden your car?
My current truck is 10 years collision for at least a year because of the high blue book value.
without knowing what a car is only a matter of opinion ...
My wife's car is a Jeep Liberty 2008 was paid in cash, and I keep full coverage on him, because there are only 2 years.
My truck is a 92 Silverado and I have only simple reporting on them, without the full ... I've published my miles of him, and paid as if it was him, I'm not much consequence.
My toy is a '85 Buick Grand National, I'm in the process of reconstruction. Never cover of what my insurance agent to calls for the car collection, driven, we agreed on a value for the car, and that's what the car is insured. If something happens, the co-operation to check for the total value to me.
full insurance insurance, what to buy a car of equal quality to ..... Good luck with that, are the better you do is get what the insurance company says your car is worth. Sometimes, but often not in your favor, but most of the time you need to get money for him, about the same quality as the car had
I always have complete coverage. It may be expensive, but worth it if it hit the car. Due to the quality of the cars is the right way. Of course, driving a drummer, a very small amount, I recommend less secure.
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